Bravera Bank

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Personal Checking

We understand you have personal interests, inspirations and goals for the future. We want to help you define those financial goals and provide solutions that best work for you.

Bravera Bank offers checking accounts to meet both your everyday needs and long-term financial goals.

Free Checking

A free and easy way to manage your banking. 

  • Free online and mobile banking
  • Free bill pay
  • Free eStatements 
  • Free debit card
  • No minimum daily balance
OPEN An Account

Community Rewards Checking

An interest-earning checking account with cash back rewards1, free ATM transactions2 and more. 

  • Free online and mobile banking
  • Free bill pay
  • Free eStatements 
  • Free debit card
  • Earns cash rewards1
  • Free ATMs2
  • Earns 3.04% APY3
OpEN An Account

55+ Rewards Checking

An interest-earning checking account for customers age 55 and older.

  • Free online and mobile banking
  • Free bill pay
  • Free eStatements
  • Free debit card
  • Free duplicate checks
  • Free tier 2 ID Theft Smart4
  • Five free ATM transactions per month
  • Earns 1.26% APY5
  • Free insurance quote from Bravera Insurance6
OpEN An Account

Stay secure with contactless payments.

Your new card includes the latest chip technology that supports contactless transactions. These transactions use a unique code, helping to protect against fraud and keep your information safe. 

Learn More




Free
Checking
Community Rewards Checking
55+ Rewards Checking
Free online and mobile banking

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Free bill pay

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Free eStatements

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Free phone banking

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Free debit card

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Earns interest

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Account benefits None
  • Cash back rewards1
  • Free ATM transactions2
  • Earn 3.04% APY3
  • Five free ATM transactions per month
  • Tier 2 ID Theft Smart5
  • Earns 1.26% APY6
  • Free insurance quote from Bravera Insurance7
Minimum daily balance to earn interest N/A $0 $100
Qualifications to earn cash rewards N/A
  • 10 debit card transactions post and settle during each statement cycle
  • eStatements
N/A
Service charge None $5 monthly service charge if daily balance falls below $100 during statement cycle4
$5 monthly service charge if none of the following qualifying balances are met4:

  • $100 minimum daily balance in checking
1 Earn $0.10 per debit card transaction. Requires at least 10 debit card transactions post and settle during that statement cycle.
2 Unlimited ATM fee refunds. Requires $1,000 minimum daily balance or get $20 in ATM refunds per statement cycle with less than $1,000 daily balance.
3 3.04% Annual Percentage Yield on daily balances of $0 – 10,000. Requires at least 10 debit card transactions post and settle during that statement cycle. Daily balances over $10,000 or if 10 debit card transactions do not post and settle during that statement cycle, earn 0.05% APY. The APY is accurate as of 4/15/24. Rates may change after the account is opened. Fees could reduce the earnings on the account.
4 ID Theft Smart requires separate enrollment.
5 ID Theft Smart requires separate enrollment.
6 1.26% Annual Percentage Yield. Requires a minimum daily balance of $100 to earn interest. The APY is accurate of 10/4/24. Rates may change after the account is opened. Fees could reduce the earnings on the account.
7 Bravera Insurance is an equal opportunity provider. Products and services offered through Bravera Insurance are: * Not a deposit * Not FDIC insured * Not insured by any federal government agency* Not financial institution guaranteed.
You can reorder checks online, or visit your local branch for assistance. 


Express yourself with a customized Bravera debit card. 
 
Deposit Switch makes transferring a paycheck to your Bravera account simple.
 
We'll help you confirm and investigate fraud and assist you in restoring your identity. 
 
Easily add debit card alerts to stay informed about transactions in real-time, ensuring you're aware of any purchases made with your card instantly. 
 


1 Earn $0.10 per debit card transaction. Requires at least 10 debit card transactions post and settle during that statement cycle.
2 Unlimited ATM fee refunds. Requires $1,000 minimum daily balance or get $20 in ATM refunds per statement cycle with less than $1,000 daily balance.
3 3.04% Annual Percentage Yield on daily balances of $0 – 10,000. Requires at least 10 debit card transactions post and settle during that statement cycle. Daily balances over $10,000 or if 10 debit card transactions do not post and settle during that statement cycle, earn 0.05% APY. The APY is accurate as of 4/15/24. Rates may change after the account is opened. Fees could reduce the earnings on the account.
4 ID Theft Smart requires separate enrollment.
5 1.26% Annual Percentage Yield. Requires a minimum daily balance of $100 to earn interest. The APY is accurate of 10/4/24. Rates may change after the account is opened. Fees could reduce the earnings on the account.
6 Bravera Insurance is an equal opportunity provider. Products and services offered through Bravera Insurance are: * Not a deposit * Not FDIC insured * Not insured by any federal government agency* Not financial institution guaranteed.

Additional Digital Services

From monitoring your debit and credit cards and using your phone to pay at stores, Bravera offers solutions to make life easy and keep your finances
 

Bank anywhere, anytime. 

Pay bills, deposit checks, manage your debit card and switch your direct deposit right from the palm of your hand with Bravera's mobile banking app.