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Personal Credit Cards

Bravera offers a wide range of personal credit cards designed to suit your lifestyle. These credit cards come with competitive interest rates, rewards programs, and local servicing. With Bravera's secure credit card platform, managing and tracking credit card transactions has never been more convenient.
 
 

Find the card that’s right for your next adventure



How often do you currently use your card?

Do you typically carry over a balance on your card?

Are cash back rewards important to you?

Are travel rewards important to you?

Are you willing to pay an annual fee to earn more better rewards?

Visa® Platinum Card


A credit card with competitive rates that gives you easy access to your account, provides local servicing, a low annual percentage rate (APR) for purchases and no annual fee3. 

Visa® Platinum + Rewards

 
Earn one point for every qualifying dollar you spend2, then turn your purchases into incredible gift or travel rewards.

Visa Signature® Card



Earn 1.5% cash back rewards1 and exclusive benefits and premier service as a Visa Signature cardholder.
 



Visa Signature® Card

 

Earn 1.5% cash back rewards on purchases1

Earn exclusive benefits and premier service as a Visa Signature cardholder.

  • No minimum spend
  • 24/7 dedicated Visa support
  • Concierge service for travel, dining and entertainment
  • Exclusive access to promotional offers

Visa® Platinum + Rewards


Earn 1 point per dollar on qualifying purchases2

Earn one point for every qualifying dollar you spend; then turn your purchases into incredible gift or travel rewards.

Visa® Platinum Card

Competitive rates and no annual fee3

A credit card with competitive rates, while giving you easy access to your account and providing local servicing. 
  • Low annual percentage rate (APR) for purchases and balance transfers
  • No fees for balance transfers, cash advances, or over-the-limit 3


Visa Signature®

Apply Online
Visa® Platinum + Rewards
 

Visa® Platinum
Rewards Earn 1.5% cash back rewards on purchases1 Earn 1 point per dollar on qualifying purchases
Rates
  • 16.92% APR for purchases and balance transfers
  • 20% APR for cash advances
  • 13.92% APR for purchases and balance transfers
  • 18% APR for cash advances
  • 13.92% APR for purchases and balance transfers
  • 18% APR for cash advances
Support
  • Local servicing
  • 24/7 dedicated Visa support
  • Local servicing
  • Local servicing
Additional Benefits
  • No fees for balance transfers, cash advances, or over-the-limit
  • Concierge service for travel, dining and entertainment
  • Exclusive access to promotional offers
  • No fees for balance transfers, cash advances, or over-the-limit
  • No fees for balance transfers, cash advances, or over-the-limit
Annual Fee
$50
 $20 $0
Minimum Interest Charge
If you are charged interest, the charge will be no less than $1. 
 If you are charged interest, the charge will be no less than $1.  If you are charged interest, the charge will be no less than $1. 









1Earn 1.5 ScoreCard Reward points per dollar spent using your Bravera Visa Signature® Card. Points can be redeemed in increments of 2,500 points for $25 via a Statement Credit or ACH transfer to a provided account. Credit cards subject to credit approval.

2Points can be redeemed for gift cards, travel rewards and more.

313.92% APR for purchases and balance transfers. 18% APR for cash advances. If you are charged interest, the charge will be no less than $1. 


Lost or stolen card?

During regular business hours give us a call at 877-483-6811. or start a chat in online or mobile banking. If it's after hours, call Visa at 800-325-3678. They are ready to assist you 24 hours a day, 7 days a week.
 
If your card was stolen or you're the victim of identity theft, you may need to take additional action.