Bravera Bank

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Ag Credit Cards

Bravera Bank offers credit cards to meet the unique needs of farmers and ranchers, providing a tailored solutions for managing your expenses. With competitive rates, easy access to your account through online and mobile platforms, and dedicated local servicing, our cards make it easier to manage everything from feed and seed purchases to equipment and fuel.
 
Personal Credit Card Image
 
  • Competitive rates
  • Local servicing
  • Rewards programs available
  • $1 minimum interest charge
 
 
Business Credit Card Image
 
  • Low annual percentage rate (APR) for purchases and balance transfers
  • Local servicing
  • No fees for balance transfers, cash advances, or over-the-limit1

Secure Online Payment Solutions

Simplify your farm’s payments with fast and secure online credit card options. With secure online credit card management managing your farm expenses is straightforward and convenient. 
 
MyCardStatement offers a simple and efficient way to manage both personal and business credit cards, with real-time transaction tracking and easy payment options. Key features include:

  • Full transaction history access
  • Make payments and set up auto-pay
  • View previous statements online
  • Set credit card alerts 
  • Access ScoreCard Rewards 
 
eZBusiness is designed specifically for users with multiple credit card accounts, offering detailed account management and payment options. Key features include:

  • View individual cardholders and account details
  • Make payments and set up autopay
  • View payment history
  • Advanced reporting for multiple credit cards
  • Access fraud prevention tools and dispute transactions

Credit Resources 

It takes credit to get credit and credit is crucial to buying a new home, finding a place to rent or purchasing a new car. You have to start somewhere, start here.
 
Earn bonus points for every qualifying dollar you spend; then turn your purchases into incredible gift or travel rewards. Access and redeem your Scorecard Rewards online by signing into MyCardStatement.
 
How It Works
Most everyone would prefer to live debt free, and by adding to your monthly payment toward a debt, you can become debt-free quickly and save money on interest. This calculator will show you how long it will take to pay off a loan and how much interest will accrue over the length of the loan.

Enter the balance of the loan as the Loan Balance and adjust the sliders to match the details of the loan. Move the Added Monthly Amt slider to see how paying a bit more each month will save you money on interest and change your payoff date.
How It Works

Credit cards with a low interest rate are hard to find. In fact, the average APR (Annual Percentage Rate) sits at around fifteen percent—that’s pretty high. You can look at this number and either roll your eyes & shrug your shoulders or work to ensure your creditors never get that much out of you. The Credit Card Payoff Calculator shows you how much interest you’ll have paid by the end of your payoff date. Use that information to give your debt a complete overhaul and start paying a monthly rate that helps you save on interest charges.

Here’s how:
  1. Enter your credit card’s balance & interest rate.
  2. Adjust the Monthly Payment to see how paying more can save you money in the long-run.
Credit cards with a low interest rate are hard to find. In fact, the average APR (Annual Percentage Rate) sits at around fifteen percent—that’s pretty high. You can look at this number and either roll your eyes & shrug your shoulders or work to ensure your creditors never get that much out of you. The Credit Card Payoff Calculator shows you how much interest you’ll have paid by the end of your payoff date. Use that information to give your debt a complete overhaul and start paying a monthly rate that helps you save on interest charges.









114.88% APR for purchases and balance transfers. 18% APR for cash advances. If you are charged interest, the charge will be no less than $1. 

We're here to help. 

Our experienced ag team can assist and advise you with all of your agricultural banking needs.