Bravera Bank


Home Business Business Credit Cards

Business Credit Cards

The Bravera Bank Visa Business Credit Card offers competitive rates, while giving you easy access to your account and local servicing. Our optional ScoreCard rewards program allows you to collect a point for every dollar you spend. The office supplies you buy today could add up to a free business trip tomorrow.
 

FORGE Business Elite

 

Earn cash back rewards1

Earn cash back rewards via statement credit and exclusive benefits as a Visa FORGE Business Elite cardholder.

  • No minimum spend
  • Exclusive access to promotional offers
  • No fees for balance transfers, cash advances, or over-the-limit 3 

FORGE Business+


Earn 1 point per dollar on qualifying purchases2

Earn one point for every qualifying dollar you spend; then turn your purchases into incredible gift or travel rewards.

FORGE Business

Competitive rates and no annual fee3

A credit card with competitive rates, while giving you easy access to your account and providing local servicing. 
  • Low annual percentage rate (APR) for purchases and balance transfers
  • No fees for balance transfers, cash advances, or over-the-limit 






Payment Options

Bravera’s Mobile Wallet helps you move through everyday purchases faster and more securely with Tap to Pay and Digital Issuance—giving you immediate access to your card and a quick, contactless way to pay right from your phone, whether you’re shopping today or just opening a new account.
 
Mobile Wallet
Bravera's mobile wallet makes everyday purchases faster, safer and easier than ever with easy mobile access.
Contactless Payments

Tap to Pay makes checkout quick and secure. Just hold your Bravera card near the payment terminal and you're good to go.
Digital Issuance

Get immediate access to your new card with Bravera's Digital Issuance. Tap, pay and go the moment you open your account.

FORGE Business Elite
FORGE Business+

FORGE Business
Rewards Earn cash back and rewards on purchases1 Earn 1 point per dollar on qualifying purchases
Rates
  • 14.88% APR for purchases and balance transfers
  • 18% APR for cash advances
  • 14.88% APR for purchases and balance transfers
  • 18% APR for cash advances
  • 14.88% APR for purchases and balance transfers
  • 18% APR for cash advances
Support
  • Local servicing
  • Local servicing
  • Local servicing
Additional Benefits
  • No fees for balance transfers, cash advances, or over-the-limit
  • No fees for balance transfers, cash advances, or over-the-limit
  • No fees for balance transfers, cash advances, or over-the-limit
Annual Fee
$75
 $50 $0
Minimum Interest Charge
If you are charged interest, the charge will be no less than $1. 
 If you are charged interest, the charge will be no less than $1.  If you are charged interest, the charge will be no less than $1. 









1Earn 1 ScoreCard Reward point per dollar spent using your Bravera Forge Business+ or Bravera Forge Business Elite Card. For Forge Business Elite cards, points can be redeemed as cash back via a statement credit in increments of 10,000 points for $100, 30,000 points for $300 or 50,000 points for $500.
2Points can be redeemed for gift cards, travel rewards and more.
314.88% APR for purchases and balance transfers. 18% APR for cash advances. If you are charged interest, the charge will be no less than $1. 

Lost or stolen card?

During regular business hours, give us a call at 877-483-6811. If it's after hours, call Visa at 800-325-3678. They are ready to assist you 24 hours a day, 7 days a week.
 
If your card was stolen or you're the victim of identity theft, you may need to take additional action.