A lifelong resident of North Dakota, Josh has been working in the financial industry since 2005. He manages the direct consumer loan and home equity loan areas. His consumer loan team reviews applications for loans from auto, RV and boat dealerships to personal customer loans. “While I don’t directly work with customers, it’s rewarding to be part of the process of helping our customers successfully achieve their goals.” Josh is detail-oriented and efficient in order to make sure the lending process goes as quickly and smoothly as possible for Bravera’s customers.