When interest rates drop or market values rise, it’s a good time to think about refinancing.

First, enter the loan balance, payment, and interest rate for your current loan. Then, select a focus: do you want to reduce your term length or monthly payments? Adjust the term length, interest rate, cash out amounts, and closing costs for the new loan. See how these factors influence your total costs, how much you can save, and when you’ll break-even on monthly savings vs. refinancing costs.

When you’re thinking about a new mortgage, why not start with what will impact you the most day-to-day: your monthly payment? This calculator shows you the best case scenario for a mortgage, beginning with your preferred monthly payment.

Enter your ideal monthly payment, potential down payment, preferred loan term, and interest rate. What you’ll see is the maximum mortgage you can afford within those parameters.

It's important to know if the monthly payments on a mortgage will fit within your budget. Simply said, this calculator helps you do that. Start by entering how much you think your monthly mortgage payment will be. Next, enter you monthly income after taxes. Finally, enter your expenses; add and delete categories to make your list of expenses as accurate as possible. Take a look at the results!

Not all cities cost the same to live there, so it's important to predict what expenses will change if you move and by how much. The Cost of Living Calculator is a tool that will show you a comparable salary between two different cities as well as how prices might change for common expenses.

1. Use the Current Salary slider to set your current salary.
2. Change the Current Location by using the dropdown arrows. (If the city you live in is not listed, select the nearest one.)
3. Change the Moving To location by using the dropdown arrows as well.
4. The calculator will display what a comparable salary will be in that city and price adjustments for your budget