Bravera Bank
Email and text scams are a prevalent concern in today's digital age, with cybercriminals employing various tactics to deceive unsuspecting individuals. Recognizing the signs of these fraudulent schemes is crucial in safeguarding personal and financial information. Here are some key indicators to watch out for:
Unusual Email Address or Phone Number
One red flag to look out for is an email address that seems out of place or inconsistent with what your bank typically uses. If an email purporting to be from your bank comes from an unfamiliar or suspicious address, exercise caution.
One red flag to look out for is an email address that seems out of place or inconsistent with what your bank typically uses. If an email purporting to be from your bank comes from an unfamiliar or suspicious address, exercise caution.
Misspelled Words
Another telltale sign of a scam is the presence of misspelled words or grammatical errors in the email. Legitimate financial institutions prioritize professionalism and accuracy in their communications, so errors in spelling or grammar should raise suspicion.
Another telltale sign of a scam is the presence of misspelled words or grammatical errors in the email. Legitimate financial institutions prioritize professionalism and accuracy in their communications, so errors in spelling or grammar should raise suspicion.
Scare Tactics
Beware of emails that employ scare tactics to prompt immediate action, such as urgent warnings of account closure or security breaches. Authentic communications from banks are unlikely to resort to fear-mongering tactics to elicit a response.
Beware of emails that employ scare tactics to prompt immediate action, such as urgent warnings of account closure or security breaches. Authentic communications from banks are unlikely to resort to fear-mongering tactics to elicit a response.
Suspicious URLs or Links
Phishing emails or text messages often contain deceptive URLs designed to redirect recipients to malicious websites. Genuine banks do not typically request login credentials via email, so be wary of clicking on any links in unsolicited emails. Instead, navigate to the app directly through a trusted source.
Phishing emails or text messages often contain deceptive URLs designed to redirect recipients to malicious websites. Genuine banks do not typically request login credentials via email, so be wary of clicking on any links in unsolicited emails. Instead, navigate to the app directly through a trusted source.
Unexpected Attachments
Exercise caution when encountering email attachments, especially if you did not solicit them. Malicious attachments can contain malware that compromises your computer or personal information. Legitimate banks rarely, if ever, send unsolicited email attachments.
Exercise caution when encountering email attachments, especially if you did not solicit them. Malicious attachments can contain malware that compromises your computer or personal information. Legitimate banks rarely, if ever, send unsolicited email attachments.
Similarly, be cautious of text messages from unfamiliar or unexpected phone numbers claiming to be from your bank. Legitimate text message updates typically originate from official short codes or recognized numbers used by your bank.
Urgent Warnings or Requests
Phishing texts often attempt to create a sense of urgency by threatening account suspension or urging immediate action. Genuine bank texts are unlikely to pressure recipients into hasty decisions.
Phishing texts often attempt to create a sense of urgency by threatening account suspension or urging immediate action. Genuine bank texts are unlikely to pressure recipients into hasty decisions.
Requests for Personal Information
Exercise caution if a text message requests sensitive information such as account numbers, PINs, or passwords. Legitimate banks do not typically solicit such information via text message.
Exercise caution if a text message requests sensitive information such as account numbers, PINs, or passwords. Legitimate banks do not typically solicit such information via text message.
Sending Money to Yourself
Beware of requests claiming you need to send money to yourself as a verification or security measure. Legitimate banks or government agencies do not typically make such requests, so treat them as potential scams. Creditable institutions will also never ask people to purchase large sums of gift cards or send multiple payments via wire transfer outside of the US.
Beware of requests claiming you need to send money to yourself as a verification or security measure. Legitimate banks or government agencies do not typically make such requests, so treat them as potential scams. Creditable institutions will also never ask people to purchase large sums of gift cards or send multiple payments via wire transfer outside of the US.
Scare Tactics or Threats
Phishing calls often rely on urgency or threats to coerce victims into divulging sensitive information or taking immediate action. Hang up on suspicious calls and contact your bank using a trusted number to verify the request.
Phishing calls often rely on urgency or threats to coerce victims into divulging sensitive information or taking immediate action. Hang up on suspicious calls and contact your bank using a trusted number to verify the request.
Exercise caution if you receive an unusual text, email or phone call. If you are questioning the integrity of a message reach out to the financial institution, business or government agency directly to verify if the information is legitimate.
Questions about insurance?
Contact one of our insurance advisors by calling 800-225-9104 or by contacting us online. You can also request a quote online.
Bravera Insurance has locations throughout North Dakota and Montana. We are licensed in 38 states with multiple areas of expertise.
Bravera Insurance is an equal opportunity provider. Products and services offered through Bravera Insurance are: * Not a deposit * Not FDIC insured * Not insured by any federal government agency * Not financial institution guaranteed